The Points Market
Terms & safety

Trading perks, responsibly

The short version: we connect people, you handle the exchange, and everyone keeps an eye on the issuer's fine print. This is a product demo — treat it accordingly.

The Points Market is a connect-only marketplace

We help buyers and sellers of card perks find each other and agree on terms. We do not process payments, hold funds, or transfer perks on your behalf. Any exchange of money or benefits happens directly between members.

Issuer terms are your responsibility

Many credit card benefits, points, and vouchers are non-transferable under the issuing bank's or loyalty program's terms of service. Selling, buying, or trading them may violate those terms and could put accounts at risk. You are responsible for understanding and complying with the rules that apply to your perks.

Trade safely

Check a member's ratings and completed-deal history before transacting. Keep communication on-platform where possible. Never share account passwords, one-time codes, or full card numbers. When in doubt, ask the more-established member to go first, or use a mutually trusted intermediary.

Reviews reflect real deals

Ratings can only be left after a deal is marked completed by a participant, and each member may review a given deal once. This keeps reputation meaningful. Reviews that contain harassment, personal data, or spam may be removed.

Prohibited

No fraud, stolen benefits, chargeback scams, or misrepresentation. No harassment or hate. We may suspend accounts that put other members at risk.